Discover the Benefits of a Bask® Interest Savings Account.
Boost your savings and earn up to 4.10% APY
For a limited time, new customers can earn a 0.10% APY Rate Boost† when you open and fund a Bask Interest Savings Account. Both new and existing customers can unlock an additional 0.25% APY Rate Boost†† when you complete qualifying activities.
Take your savings further with a limited-time boost. See full terms for details.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
See how your savings can grow when earning 3.75 APY.1
Explore your earning potential with this easy-to-use calculator.
Interest projection in 4 years
Starting Balance
Total Contribution
Total Interest Earned
Ending Balance
Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
What our customers are saying
Rick B.
1 star
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5 of 5
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Fantastic new look of the dashboard; I enjoy using new features. I love the way you gave us the ability to rearrange the accounts in the order we would like. Thanks again. If there was a sixth star your staff would get it!!!
Mohamed M.
1 star
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no stars
4 of 5
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Excellent bank. Good customer service. More accessible than most banks.
Charles P.
1 star
2 star
3 star
4 star
5 star
5 of 5
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Just wanted to say I’m enjoying this app. It’s very mobile-friendly and simple to use. I also like the high APY that’s on the savings accounts and the new feature of having a checking account. I’m earning more interest income than ever. Glad I chose to bank with this bank.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Interest Savings Account online in 15 minutes or less.
Start earning 3.75% APY with no monthly account fees.
Bask Interest Savings Account
How is interest earned on a savings account?
Bask Bank uses your daily Bask Interest Savings Account balance to calculate interest each day and interest is paid monthly.
Are there fees associated with an interest savings account?
There are no monthly account fees associated with any Bask Bank account. Transaction service fees may apply to certain transaction types.
For more information, see full details within our Bask Bank Fee Schedule.
Is there a minimum deposit required to open an interest savings account?
There is no minimum account balance required to open a Bask Interest Savings Account, Mileage Savings Account, or Interest Checking Account. However, if your account remains unfunded for 15 business days, your account may be closed.
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The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
1 Annual Percentage Yield (APY) and interest rate is accurate as of
2 The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of July 20, 2026. See the FDIC Website.
OFFER TERMS
†0.10% APY RATE BOOST OFFER TERMS
Account Opening Period: May 1, 2026 through August 31, 2026
Reward Period: May 1, 2026 through November 30, 2026
Eligibility: This offer is available to new customers who do not have an existing Bask Interest Savings Account as of April 30, 2026. New account applications are subject to approval. Customers who close an Interest Savings Account during the Account Opening Period are not eligible to reopen an account to qualify. The account must remain open and active throughout the statement period. If an account remains unfunded for 15 business days, it may be closed.
Funding Deposit: Once the funding deposit is posted, the account will begin earning the 0.10% APY Rate Boost for that statement period and will continue to earn the Rate Boost for each statement period during the Reward Period. There is no minimum account balance requirement to earn the 0.10% APY Rate Boost. When the Reward Period ends the APY Boost will end, and the account will receive the disclosed Interest Savings base APY. See terms for details .
††0.25% APY RATE BOOST OFFER TERMS
Account Requirement: Have a new or existing Bask Interest Savings Account by August 31, 2026
Reward Period: May 1, 2026 – December 31, 2026
Eligibility: This offer is available for new and existing Bask Bank Interest Savings Account customers. Any customer with a Bask Interest Savings Account by August 31, 2026, may participate. The Bask Interest Savings Account must remain in an open and active status throughout the statement period. If an account remains unfunded for 15 business days, we reserve the right to close that account.
Qualifying Automated Deposits: Qualifying automated deposits must total $2,500 or more and post to the account by the close of the statement period to qualify. Qualifying deposits include electronic ACH deposits from the account owner’s employer, payroll, benefits provider or government agency via direct deposit or recurring transfers from an external bank. Check deposits, wire transfers, internal transfers and peer-to-peer (P2P) payments (such as Zelle®, Venmo, PayPal or other P2P platforms) do not qualify. Multiple qualifying automated deposits may be made during a statement period to meet the required amount. Once the required amount is met, the account will earn the 0.25% APY Rate Boost for that statement period. See terms for details .
ADDITIONAL OFFER TERMS
APY Rate Boost Details
The APY Rate Boost(s) will be paid in addition to the disclosed Interest Savings base rate on the average monthly balance in your Bask Interest Savings Account at the close of each statement period when qualifying activities are complete. Failure to meet the requirements of one offer does not affect eligibility for the other offer provided its respective requirements are met. See terms for details.
The APY Rate Boost applies only to account balances up to $250,000. Balances exceeding $250,000 will earn the base APY rate without the boost. APY is variable and subject to change at any time without notice. For complete details on how interest is calculated, please refer to the Bask Interest Savings Account Truth in Savings Disclosures. For details on applicable fees and our current base rates, consult our Rates & Fees.
GENERAL OFFER TERMS
The value of these offers will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on these offers.
Bask Bank reserves the right to exclude or disqualify anyone from participating in the promotion for any reason, including suspected fraud or misuse or if suspicious activities are observed. All promotional offers, products and services offered by Bask Bank are subject to updates, modifications and/or termination.
For more information about the rights and responsibilities associated with your Bask Account, refer to our Account Agreement, Terms and Disclosures .