Explore the Benefits of a Bask® Interest Checking Account.
No Fees
No monthly account fees, so you can keep more of what you earn.
ATM Access
With your Bask debit card, you can access more than 55,000 surcharge-free Allpoint® ATMs1.
FDIC Insured
Bank with security and peace of mind; your Bask deposits are FDIC insured.
How to earn the Rate Boost and Cash Bonus:
Qualifying for the 3.00% APY Boost and $300 Cash Bonus is easier than you think. See full terms for details.
Step 1
Open a new Bask Interest Checking Account6 between November 1, 2025, and January 31, 2026. Account subject to approval.
Step 3
Receive a 3.00% APY Boost and up to a $300 Cash Bonus on your Bask Interest Checking Account during the Reward Periods.
3.00% APY Rate Boost Period: November 1, 2025, through January 31, 2026
$300 Cash Bonus Period: November 1, 2025, through April 30, 2026
4The APY Rate Boost “APY Boost” applies only during the 3.00% APY Rate Boost Period and is subject to eligibility. The disclosed Interest Checking base APY will apply outside of the APY Rate Boost Period or if qualifying activities are not met. Rates are variable and subject to change at any time without notice.
5Qualifying participants will receive a $100 Cash Bonus paid to their Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of three Cash Bonus payments during the Cash Bonus Period.
6Offer is available to new Bask Interest Checking customers who do not have an existing Interest Checking Account as of October 31, 2025. Customers who close a Bask Interest Checking Account at any time during the Account Opening Period (November 1, 2025 – January 31, 2026) are not eligible to open a new account to qualify for this offer. If the Interest Checking Account is closed during the Reward Period, the account will no longer be eligible to earn the APY Boost or the Cash Bonus for that statement period and customers may not requalify by opening a new account. If an account remains unfunded for 15 business days, we reserve the right to close that account.
7The Monthly Average Balance is calculated based on an aggregate that includes the end-of-day current balance (less holds) for each day in the statement period and divided by the number of days in the statement period.
8Debit card purchases and recurring payments must post to the account by the close of the statement period to qualify. Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments (such as Zelle®, Venmo, PayPal, or other P2P platforms) do not qualify.
How to earn the Rate Boost and Cash Bonus:
Qualifying for the 3.00% APY Boost and $300 Cash Bonus is easier than you think. See full terms for details.
Step 1
Open a new Bask Interest Checking Account6 between November 1, 2025, and January 31, 2026. Account subject to approval.
Step 3
Receive a 3.00% APY Boost and up to a $300 Cash Bonus on your Bask Interest Checking Account during the Reward Periods.
3.00% APY Rate Boost Period: November 1, 2025, through January 31, 2026
$300 Cash Bonus Period: November 1, 2025, through April 30, 2026
4The APY Rate Boost “APY Boost” applies only during the 3.00% APY Rate Boost Period and is subject to eligibility. The disclosed Interest Checking base APY will apply outside of the APY Rate Boost Period or if qualifying activities are not met. Rates are variable and subject to change at any time without notice.
5Qualifying participants will receive a $100 Cash Bonus paid to their Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of three Cash Bonus payments during the Cash Bonus Period.
6Offer is available to new Bask Interest Checking customers who do not have an existing Interest Checking Account as of October 31, 2025. Customers who close a Bask Interest Checking Account at any time during the Account Opening Period (November 1, 2025 – January 31, 2026) are not eligible to open a new account to qualify for this offer. If the Interest Checking Account is closed during the Reward Period, the account will no longer be eligible to earn the APY Boost or the Cash Bonus for that statement period and customers may not requalify by opening a new account. If an account remains unfunded for 15 business days, we reserve the right to close that account.
7The Monthly Average Balance is calculated based on an aggregate that includes the end-of-day current balance (less holds) for each day in the statement period and divided by the number of days in the statement period.
8Debit card purchases and recurring payments must post to the account by the close of the statement period to qualify. Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments (such as Zelle®, Venmo, PayPal, or other P2P platforms) do not qualify.
Earn more on everyday banking.
Bask Interest Checking |
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Earn a base rate of 1.00% APY. |
Instant or same-day transfers between your Bask accounts. |
No monthly account fees or minimum balance requirement. |
Premium metal Visa debit card with access to more than 55,000 surcharge-free ATMs nationwide. |
With features like Zelle®, Direct Deposit and Bill Center, you can easily manage your money. |
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Bask Bank Visa® Debit Card
Enjoy a premium metal Visa® debit card and access to 55,000+ Allpoint® ATMs.
Bask Interest Checking Account FAQs
How do I earn interest with a Bask Interest Checking Account?
Bask Bank uses your daily Bask Interest Checking Account balance to calculate interest each day and interest is paid monthly.
Will I be charged if I use an ATM?
With your Bask debit card, you can access more than 55,000 surcharge-free ATMs nationwide1. If you're prompted to accept a surcharge, select "yes" and proceed with your withdrawal. You will not be charged, or we will refund your fee.
Can I use my Bask Interest Checking account to schedule bill payments?
With Bill Center, you can conveniently manage, schedule, and track your payments in Online Banking. To access Bill Center, log in to Online Banking and select Account Services from the menu, then Bill Center. Follow these steps to set up a bill payment:
Click Add a New Biller in the Manage Billers section and enter the name of your biller in the search.
If your biller is not listed, click Add Biller Manually and enter the account details.
Once complete, you'll be redirected to a success page.
Is there a fee to pay bills through Bill Center?
There is no fee for scheduled payments debited from your Bask Interest Checking Account. Payments made using your debit card may incur various card convenience fees, depending on the biller.
When will I receive my new debit card?
Please allow seven to 10 business days for your new debit card to arrive after you’ve submitted your order request.
How do I activate my debit card?
Call 800.992.3808 and follow the prompts to activate your debit card. If you’re having trouble activating your card, contact Customer Support at 833.260.4320 to speak to a representative.
What do I do if my debit card was lost or stolen?
To report your debit card as lost or stolen, please contact Customer Support at 833.260.4320 and select the option for debit card.
How do I request a new or replacement debit card?
To order a replacement card, please contact Customer Support at 833.260.4320 and select the option for debit card.
What is Digital Wallet and how does it work?
Digital wallet is a secure way to store your debit card on your mobile device to make purchases in-store, online, or through compatible apps with just a tap or a click. It adds an extra layer of convenience and security to your transactions.
How can I order checks for my Bask Interest Checking Account?
To order checks for your Bask Interest Checking Account, log in to Online Banking from a web browser and follow the steps below:
- From the menu, select Account Services then Order Checks.
- Choose the account you would like to order checks for.
- Follow the prompts to be redirected to our preferred check supplier, Deluxe, where you can confirm the details of your checks and place your order.
When ordering checks online through a third-party service, you’ll need to include our ABA routing number and your Bask checking account number in your order request.
ABA: 111026177
Bask Bank
1001 E. Lookout Drive
Tower A, Suite 700
Richardson, TX 75082
To ensure your checks are printed properly, some online check printers may ask for a deposit slip, voided check or a Magnetic Ink Printing Specifications (MICR) sheet. If required, complete the highlighted fields of the MICR form and submit it with your order request.
Check ordering is not currently available through the Bask Bank mobile app. Price of exclusive Bask Bank checks may vary based on the selections made at the time of order. One book includes 25 checks.
Can I use Zelle® with my Bask Interest Checking account?
Yes. Zelle® is available for eligible Bask Interest Checking account customers. Learn more about Zelle®.
The Bask Blog
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Take these steps to further increase your digital banking security, keep your bank account safe online and avoid fraud.
Five Smart Ways to Use Your Debit Card
Your debit card is more than just a way to pay — it supports smarter money habits and everyday growth. Whether you’re managing routine expenses or looking to grow your savings, these five strategies will help you make the most of your debit card.
Understanding Digital Wallets
A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
The sum of your total deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
1Surcharge-free guarantee – Bask Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint Network. Check the ATM for the Allpoint® logo to ensure it’s the right one. If you ever have a surcharge from an Allpoint ATM, contact us at 1.833.260.4320 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you’re prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
2Annual Percentage Yield (APY) and interest rate is accurate as of Tuesday, October 28, 2025. Rates are variable and subject to change at any time without notice. No monthly account fees or minimum balance requirement. If an account remains unfunded for 15 business days, we reserve the right to close that account.
3The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for Savings deposit products, accurate as of Tuesday, October 28, 2025. See the FDIC Website for more information.
Other offer terms
The value of these bonuses/offers will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.
Bask Bank reserves the right to exclude anyone from participating in the promotion for any reason, including suspected fraud or misuse or if suspicious activities are observed. All promotional offers, products and services offered by Bask Bank are subject to updates, modifications and/or termination.
For more information about the rights and responsibilities associated with your Bask Account, refer to our Account Agreement, Terms and Disclosures.