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We have scheduled an enhancement for our website on Wednesday, September 1st, starting at 5:30pm CDT until approximately 7:00pm CDT. During this time, our website, sign up and online banking experiences may not be available and/or may have reduced functionality.

An enhancement has been scheduled for account opening and online banking on Sunday, July 21st, starting at 12:00 AM to approximately 10:00 AM CT. During this time, account opening and online banking may not be available or may have reduced functionality.

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Reach your savings goals confidently with a CD.

Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes.

Select Term

Reach your savings goals confidently with a CD.

Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes.

Select Term

Reach your savings goals confidently with a CD.

Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes.

Select Term

Reach your savings goals confidently with a CD.

Deposit a lump sum held for one of our fixed terms, and let your money earn interest behind the scenes.

Select Term

Discover the Benefits of a Bask® Certificate of Deposit Account.

Guaranteed Returns

A CD can help you reach your goals so you can dream bigger.

Competitive Options

Choose the right fixed term for your savings goals.

FDIC Insured

Bank with security and peace of mind; your Bask deposits are FDIC insured.1

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Expanding how you save

Introducing New Terms

We’re bringing our customers more ways to save confidently with two new Certificate of Deposit terms. Explore our latest additions: 3- and 9-month CDs.

Select Term

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Expanding how you save

Introducing New Terms

We’re bringing our customers more ways to save confidently with two new Certificate of Deposit terms. Explore our latest additions: 3- and 9-month CDs.

Select Term


certificate of deposit

What is a CD?

CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.


certificate of deposit

What is Annual Percentage Yield (APY)?

APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.


certificate of deposit

What is a CD?

CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.


certificate of deposit

What is Annual Percentage Yield (APY)?

APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.

certificate of deposit terms

Watch your savings grow with a Certificate of Deposit.

Open an account with a $1,000 minimum deposit and choose a term length that works best for you.

Enter your opening deposit amount to learn your ending balance based on your commitment.
Deposit Term Interest Rate ✝ APY* Ending Balance
(based on APY)
6 months 5.21% 5.35%
12 months 5.26% 5.4%
18 months 4.4% 4.5%
24 months 4.4% 4.5%
Deposit Term
6 months
Interest Rate
5.21%
APY*
5.35%
Ending Balance
(based on APY)
Deposit Term
12 months
Interest Rate
5.26%
APY*
5.4%
Ending Balance
(based on APY)
Deposit Term
18 months
Interest Rate
4.4%
APY*
4.5%
Ending Balance
(based on APY)
Deposit Term
24 months
Interest Rate
4.4%
APY*
4.5%
Ending Balance
(based on APY)

Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.

✝*Annual Percentage Yield (APY) and Interest Rates are accurate as of . CD rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, if your CD rolls over, you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed.

Watch your savings grow with a Certificate of Deposit.

Open an account with a $1,000 minimum deposit and choose a term length that works best for you.

Deposit Term

Interest Rate

APY

 

3 Months

5.21%

5.35%

Coming Soon

6 Months

5.21%

5.35%

Open Account

9 Months

5.16%

5.30%

Coming Soon

12 Months

5.16%

5.30%

Open Account

18 Months

4.88%

5.00%

Open Account

24 Months

4.64%

4.75%

Open Account

Annual Percentage Yield (APY) and Interest Rates are accurate as of . CD rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, if your CD rolls over, you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed.

Watch your savings grow with a Certificate of Deposit.

Open an account with a $1,000 minimum deposit and choose a term length that works best for you.

Annual Percentage Yield (APY) and Interest Rates are accurate as of . CD rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, if your CD rolls over, you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed.

Watch your savings grow with a Certificate of Deposit.

Open an account with a $1,000 minimum deposit and choose a term length that works best for you.

Deposit Term

Interest Rate

APY

 

3 Months

5.21%

5.35%

Open Account

6 Months

5.21%

5.35%

Open Account

9 Months

5.16%

5.30%

Open Account

12 Months

5.16%

5.30%

Open Account

18 Months

4.88%

5.00%

Open Account

24 Months

4.64%

4.75%

Open Account

Annual Percentage Yield (APY) and Interest Rates are accurate as of . CD rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, if your CD rolls over, you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed.

Watch your savings grow with a Certificate of Deposit.

Open an account with a $1,000 minimum deposit and choose a term length that works best for you.

Annual Percentage Yield (APY) and Interest Rates are accurate as of . CD rates are fixed and paid through the term of the CD assuming the interest remains on deposit until maturity. Fees could reduce the earnings on your account, and a penalty may be imposed for early withdrawal. After maturity, if your CD rolls over, you will earn the accurate rate of interest for your CD term offered at that time. A minimum deposit amount of $1,000 is required within 10 business days of account opening or the account will automatically be closed.

What our customers are saying

Jean L.

5 of 5

Outstanding customer service and care. Rates are very competitive. I've recommended Bask Bank to my spouse and adult children.

Mohamed M.

4 of 5

Excellent bank. Good customer service. More accessible than most banks.

Julianne W.

5 of 5

Extremely pleased and look forward to a long-term relationship with Bask Bank. Your mobile experience is far beyond your competitors, and it is greatly appreciated.

All your finances at your fingertips.

The Bask Bank mobile app gives you fast, easy access to your accounts.

Download on the App StoreGet it on Google Play

All your finances at your fingertips.

The Bask Bank mobile app gives you fast, easy access to your accounts.

Download on the App StoreGet it on Google Play

All your finances at your fingertips.

The Bask Bank mobile app gives you fast, easy access to your accounts.

Download on the App StoreGet it on Google Play

Open a Bask Certificate of Deposit online in 15 minutes or less.

Earn interest on a lump sum deposit held for a fixed term length.

Select Term

The Bask Blog

5 Ways You Can Keep Your Bank Account Safe

Take these steps to further increase your digital banking security, keep your bank account safe online and avoid fraud.

Which Online Bank Account Is Best for Me?

Find out what to look for when choosing between a CD, high-yield savings account and mileage savings account from Bask Bank. 

Understanding Digital Wallets

A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.

1The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.