Reach your savings goals confidently with a CD.
Deposit a lump sum held between six and 24 months, and let your money earn interest behind the scenes.
Discover the Benefits of a Bask® Certificate of Deposit Account.
What is a CD?
CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.
What is Annual Percentage Yield (APY)?
APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.
What is a CD?
CD stands for certificate of deposit, a type of high-yield savings account that has a fixed yield (APY) and a fixed term. A Bask CD offers a guaranteed return on your savings when you choose to safeguard your funds there during a fixed timeframe.
What is Annual Percentage Yield (APY)?
APY is the interest rate of return on an account for a year, based on compounding interest. So your APY may differ from the interest rate to give you an accurate idea of total earnings.
certificate of deposit terms
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
| Deposit Term | Interest Rate ✝ | APY* | Ending Balance (based on APY) |
|
| 6 months | 5.21% | 5.35% | ||
| 12 months | 5.26% | 5.4% | ||
| 18 months | 4.4% | 4.5% | ||
| 24 months | 4.4% | 4.5% |
|
Deposit Term 6 months
Interest Rate 5.21%
APY* 5.35%
Ending Balance
(based on APY) |
|
|
Deposit Term 12 months
Interest Rate 5.26%
APY* 5.4%
Ending Balance
(based on APY) |
|
|
Deposit Term 18 months
Interest Rate 4.4%
APY* 4.5%
Ending Balance
(based on APY) |
|
|
Deposit Term 24 months
Interest Rate 4.4%
APY* 4.5%
Ending Balance
(based on APY) |
Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
✝*Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Deposit Term | Interest Rate | APY | |
|---|---|---|---|
6 Months | 5.02% | 5.15% | |
12 Months | 5.07% | 5.20% | |
18 Months | 4.40% | 4.50% | |
24 Months | 4.40% | 4.50% |
Annual Percentage Yield (APY) and Interest Rates are accurate as of
Watch your savings grow with a Certificate of Deposit.
Open an account with a $1,000 minimum deposit and choose a term length that works best for you.
Annual Percentage Yield (APY) and Interest Rates are accurate as of
What our customers are saying
Jean L.
5 of 5
Outstanding customer service and care. Rates are very competitive. I've recommended Bask Bank to my spouse and adult children.
Mohamed M.
4 of 5
Excellent bank. Good customer service. More accessible than most banks.
Julianne W.
5 of 5
Extremely pleased and look forward to a long-term relationship with Bask Bank. Your mobile experience is far beyond your competitors, and it is greatly appreciated.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Certificate of Deposit online in 15 minutes or less.
Earn interest on a lump sum deposit held between six and 24 months.
The Bask Blog
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A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
1Texas Capital Bank d/b/a Texas Capital is a member of FDIC. Bask Bank is a division of Texas Capital Bank. The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
2Annual Percentage Yield (APY) and Interest Rates are accurate as of
