Boost your savings power and earn up to 4.00% APY.
How to unlock your 0.25% APY Boost†:
Take your savings further with a limited-time boost. See full terms for details.
Step 1
Open a new Bask Interest Savings Account between February 1, 2026, and March 31, 2026. Account subject to approval.
Step 2
Maintain an average monthly balance of at least $25,000 in your Bask Interest Savings Account during the Reward Period.
Step 3
Receive a 0.25% APY Rate Boost on your Bask Interest Savings Account during the Reward Period.
Boost your savings power and earn up to 4.00% APY.
How to unlock your 0.25% APY Boost†:
Take your savings further with a limited-time boost. See full terms for details.
Step 1
Open a new Bask Interest Savings Account between February 1, 2026, and March 31, 2026. Account subject to approval.
Step 2
Maintain an average monthly balance of at least $25,000 in your Bask Interest Savings Account during the Reward Period.
Step 3
Receive a 0.25% APY Rate Boost on your Bask Interest Savings Account during the Reward Period.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
What is the current interest rate for a Bask Interest Savings Account?
Bask Interest Savings Accounts Rates as of
3.75% Annual Percentage Yield (APY)
3.68% Interest Rate
Annual Percentage Yield (APY) and interest rate is variable and subject to change at any time without notice.
Why is the interest rate different from the APY?
The interest rate is the percentage of a deposit that the bank will pay you each year, expressed as a simple percentage. The APY, on the other hand, reflects more accurately how much money you’ll earn by taking into account compounding (when you earn interest on your interest). In general, APYs are higher than interest rates.
See how your savings can grow when earning 3.75 APY.1
Explore your earning potential with this easy-to-use calculator.
Interest projection in 4 years
Starting Balance
Total Contribution
Total Interest Earned
Ending Balance
Calculator provides an estimated projection based on daily compounding with the expectation that interest is not withdrawn and remains in the account for the time period selected.
What our customers are saying
Rick B.
1 star
1 star
1 star
1 star
1 star
5 of 5
Rating Stars
Fantastic new look of the dashboard; I enjoy using new features. I love the way you gave us the ability to rearrange the accounts in the order we would like. Thanks again. If there was a sixth star your staff would get it!!!
Mohamed M.
1 star
2 star
3 star
4 star
no stars
4 of 5
Rating Stars
Excellent bank. Good customer service. More accessible than most banks.
Charles P.
1 star
2 star
3 star
4 star
5 star
5 of 5
Rating Stars
Just wanted to say I’m enjoying this app. It’s very mobile-friendly and simple to use. I also like the high APY that’s on the savings accounts and the new feature of having a checking account. I’m earning more interest income than ever. Glad I chose to bank with this bank.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Open a Bask Interest Savings Account online in 15 minutes or less.
Start earning 3.75% APY with no monthly account fees.
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The sum of your deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
1Annual Percentage Yield (APY) and interest rate is accurate as of
2The national average rate referenced is from the FDIC's published National Rates and Rate Caps for Savings deposit products, accurate as of December 15, 2025. See the FDIC Website for more information.
†OFFER TERMS
Reward Period: February 1, 2026, through May 30, 2026.
Eligibility: Offer is only available to new Bask Interest Savings customers who do not have an existing Interest Savings Account as of January 31, 2026. Customers who close an Interest Savings Account at any time during the Account Opening Period (February 1, 2026, through March 31, 2026) are not eligible to reopen an account to qualify for this offer. If an Interest Savings Account is closed during the Reward Period for any reason, it will not earn the APY Boost for that statement period and customers may not requalify by opening a new account. If an account remains unfunded for 15 business days, we reserve the right to close that account.
APY Rate Boost Details: The 0.25% Annual Percentage Yield (APY) Rate Boost “APY Boost” applies only during the disclosed Reward Period when qualifying requirements are met. When the Reward Period ends or if the qualifying requirements are not met for a statement period, the APY Boost will end, and the account will receive the disclosed Interest Savings base APY. APY is variable and subject to change at any time without notice. For complete details on how interest is calculated, please refer to the Bask Interest Savings Account Truth in Savings Disclosures. For details on applicable fees and our current base rates, consult our current Rates & Fees.
Monthly Average Balance Calculation: The Monthly Average Balance is calculated by adding your Available Balance (less holds) at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. Funds subject to holds (e.g., funds availability holds or delays or transaction authorization holds) are not calculated in the end-of-day balance. To learn more, refer to our Funds Availability Policy in our Account Agreement, Terms and Disclosures.
OTHER OFFER TERMS
The value of this offer will be reported to the IRS and the recipient is responsible for any federal, state or local taxes.
Bask Bank reserves the right to disqualify or exclude anyone from participating in the promotion for any reason, including suspected fraud or misuse or if suspicious activities are observed. All promotional offers, products and services offered by Bask Bank are subject to updates, modifications and/or termination.
For more information about the rights and responsibilities associated with your Bask Account, refer to our Account Agreement, Terms and Disclosures.